IIC C11

In recent years, more and more people choose to take IIC C11 certification exam. Because the exam can help you get the IIC certificate which is an important basis for measuring your IT skills. With the IIC certificate, you can get a better life.

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IIC Principles and Practice of Insurance Sample Questions:

1. Maritime Insurance has met all requirements to be incorporated as an insurance company in Canada. Why would it prefer to incorporate under the Nova Scotia provincial statute rather than the federal statute?

A) It intends to only do business in Nova Scotia
B) It requires no capitalization
C) Another company with the same name is already federally licensed
D) It plans to sell insurance nationally but operate out of one Nova Scotia office

2. Which scenario is an example of insurable interest?

A) An employer's interest in the life of their employee
B) The interest an underwriter has in writing profitable business
C) An employee's interest in the life insurance policy of a fellow employee
D) The interest an insurance company earns on its premiums

3. Stuart sells his vehicle and cancels his auto policy. The insurer refunds the full unearned portion of the premium. What type of cancellation is this?

A) Fully fixed
B) Pro rata
C) Total rate
D) Non-adjusted rate

4. What is stated in the insuring agreements of a policy?

A) Premium
B) Signature clause
C) Description of the property covered
D) Lienholder

5. Dominika's house sustains a fire resulting in a $500,000 total loss to the house and contents. Some pieces of furniture are salvageable and valued at $4,000 by the insurer. Dominika chooses to keep these items for her next home. Dominika's policy has a guaranteed replacement cost clause with a limit of $500,000 and a deductible of $1,000. What settlement amount will Dominika recover from the loss?

A) $499,000
B) $495,000
C) $500,000
D) $496,000

Solutions: