IIC C131

In recent years, more and more people choose to take IIC C131 certification exam. Because the exam can help you get the IIC certificate which is an important basis for measuring your IT skills. With the IIC certificate, you can get a better life.

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IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:

1. Insurance premiums on automobile fleet policies are based on which factor?

A) Original purchase price of all vehicles in the fleet
B) Mechanical condition of a vehicle from one particular fleet
C) Overall experience of all drivers
D) Driving record of the individual drivers

2. Which peril is commonly excluded under the commercial property broad form (CPBF)?

A) Leakage from fire suppression systems
B) Pollution
C) Explosion of natural or manufactured gas
D) Riot

3. A broker is reviewing a client's risk profile. The client commonly sends their employees on international trips to source rare goods, which are often found in unstable parts of the world. The broker recommends a kidnap, ransom and extortion policy. Which type of client is this?

A) Contractor
B) Freight forwarder
C) Builder
D) Distributor

4. A building contractor has been hired to perform renovations and additions to a run-down office building. The contractor is aware of the typical exposures that can arise from this operation and has adequate insurance in place, but needs to hire additional staff. He contacts his broker Andrew to discuss the benefit of having risk management measures in place during the contractor's employee selection process. Briefly describe the advice Andrew would provide.

5. Sufi is a handywoman who regularly takes samples of her finished work to trade shows. Which coverage would Sufi's broker recommend for her samples?

A) Tool floater
B) Personal property coverage
C) Event liability coverage
D) Exhibition floater

Solutions: